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To avoid threats and risks follow these precautions so you can avoid them

• when your making an account or something don't put a short or obvious password
• put a random password that you'll remember 
• put numbers in the password
• don't click on links that you don't know
• don't tell people your password!
• don't leave your computer when your logged into something
• don't answer emails you don't know
• don't give away bank details to anything